Why You May Want to Consider Burial Insurance and Final Expense Insurance
People who have lost a member of their family know how difficult loss can be. The emotions are overwhelming. However, often, there isn’t time to grieve because you need to quickly begin to deal with the financial implications.
The cost of a funeral can add up quickly. The last thing you or your family need is to worry about is if you will be able to cover the funeral expenses. That is why planning ahead is critical.
Burial insurance or final expense insurance is a basic life insurance policy that typically covers people until they reach the age 100. It is an easy insurance to obtain, much simpler than complicated whole life or term policies. Depending on the policy, burial insurance or final expense insurance helps your family cover the expenses of a funeral and potentially other outstanding expenses.
Besides a sense of comfort that a final expense insurance policy can offer, it offers never changing premiums and permanent coverage making it a wise decision for your future.
Expensive funerals
Funeral costs can add up, especially if you consider the:
- Funeral service
- Cemetery plot and headstone
- Cost of casket
- Funeral procession
Miscellaneous costs
These costs can quickly add up, making burial insurance a smart and pre-emptive decision. Don't make your loved ones worry about costs when the only thing they should worry about is grieving.
Call today to learn about burial insurance or final expense insurance policy so your family doesn’t have to worry about it tomorrow.
Peace of Mind in Every Policy
See How Final Expense Insurance Supports Your Family
✅ No One Should Leave a Financial Burden Behind
Funeral and burial costs can easily exceed $10,000. Final expense insurance ensures your loved ones aren’t left scrambling to cover unexpected costs during an already emotional time.
✅ Locked-In Premiums That Never Increase
Once you’re approved, your monthly rate is locked in for life. No surprise hikes, no changing terms — just stable, predictable protection that never expires as long as premiums are paid.
✅ Simple, Accessible Coverage for Most Ages and Health Conditions
Unlike traditional life insurance, final expense policies often require no medical exam. Acceptance is usually quick, and policies are available even for seniors and those with health issues.
✅ Funds That Pay Out When They’re Needed Most
Final expense insurance is designed for speed. Beneficiaries typically receive the payout within days — giving them the means to cover funeral services, medical bills, or other debts without delay.
✅ Covers More Than Just the Funeral
Final expense insurance can be used for outstanding medical bills, credit card debt, or any unpaid expenses — giving your loved ones financial breathing room to settle affairs without added stress.
✅ Designed with Seniors in Mind
Final expense insurance is tailored for those age 50–85. It’s built to be simple, affordable, and dependable — exactly what’s needed in the later years of life without overcomplication or large premiums.
✅ Gives You Control Over Your Legacy
By planning ahead with burial insurance, you get to decide how your final arrangements are handled — easing the emotional and financial burden on your family and giving you peace of mind.